Fake Bank Alert-Don’t fall victim
Remember there is something called FLASH FUND. A process whereby you receive a fake credit alert on your bank account.
Collecting payments through bank transfer is cool, but be selective in trusting alerts. Fake credit alert is real.
Sometimes,
the money will arrive in your account and also update your bank
balance, but you won’t be able to use the money, as it will disappear
after some time.
How do you detect fake alert?
Before you talk about detecting fake alert, you need to know also that we have different kinds of fake alerts.
We have fake alerts that doesn’t update your bank account and the ones that does update it.
It
is always easy to detect fake alert that doesn’t update your bank
account. You can do that by simply checking your available account
balance. If it didn’t top up, then it is a fake alert.
But this being easy to detect, scammers also have changed pattern on how to use this.
The
scammer instead of sending the fake alert to you will send it to
themselves and claim they have been debited, giving you hope that the
money will arrive in your account soon as you allow them to go with the
product.
Some will even give you phone number to call them if the
money didn’t arrive. My dear, is phone number a means of identification
in Nigeria? That line will go off forever as they leave your shop.
You
being innocent will not suspect, but even if you insist on receiving
alert before releasing the goods, the scammer will claim the money had
been reverted and walk away.
The second alert is the one difficult to
detect, because it updates your account balance. It is done using fund
flashing. Tools used for this is always sold, but they are not too
costly either.
This can be detected easily if you are using a
dedicated bank account for receiving transferred money, so that whenever
the money drops, you try to forward it to another account. The transfer
won’t work as the money only appears to be in your account but not
there.
I
have done genuine transfers to people and see how they handle their
alerts. Many will only look at the amount they received, others will
only used the alert tone on their phone as confirmation.
Be vigilant.
Fake alert is real and the Apps used for it is downloaded in millions.
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